Financing and leasing
We broker financing through our partners for both new and used work machines and attachments. The typical options are hire-purchase and leasing — the choice depends on the company's tax position, capital structure and intended machine use.
Hire-purchase
The machine becomes your property as payments progress. Most companies pick this when the machine is in long-term use and a steady monthly payment with ownership at term-end is preferred.
- • Typical term 24–60 months
- • Down-payment is flexible
- • Machine is the collateral — no other security
- • Decision usually within 1–2 business days
Leasing
You use the machine during the contract and pay a usage-based lease. Common when the fleet is refreshed regularly or lease tax treatment is favourable for the company.
- • Contract length 24–60 months
- • Residual value can be fixed upfront
- • Trade-up option at end of contract
- • Full monthly payment often tax-deductible — consult your accountant
How the process runs
- 1Pick the machine. We go through the options that fit your need and budget.
- 2Basic info to the lender. Business ID, recent financials and a short use description get us started.
- 3Decision. Usually within 1–2 business days. Hire-purchase or leasing offered.
- 4Signing and delivery. Electronic signing and the machine ships.
Which fits whom?
New business or strong cash flow: hire-purchase is often cheaper overall because the machine stays with you and runs out its life under your control.
Regular fleet renewal: leasing keeps monthly cost predictable, and at term-end you can trade-up straight to the next machine without a sales process.
Request a quote or trade-in valuation
Leave your details and a short description of what you need. We respond as soon as possible.
Phone: 050 5566 559 (Joona Tolvanen)
Email: joona@kenttasepat.fi
Address: Elementtikuja 4, 41160 Tikkakoski
Opening hours: Mon–Fri by appointment, 8:00–20:00